Buy Now, Pay Later

Offer your customers flexibility! Buy Now, Pay Later (BNPL) allows shoppers to pay for their purchases in multiple installments, with a single payment the following month, or through traditional hire-purchase options.

Find new customers

With Pay Later, you can convert customers who are hesitant to pay a larger amount upfront but are willing to complete the purchase in installments.

Higher order value

Flexible payment options make it easier for people to purchase more expensive products, which in turn increases the average basket size in your online store.

Increase conversion rates

Pay Later makes products more accessible to shoppers – leading to fewer abandoned carts and higher conversion rates.

Risk-free for the merchant

No risks involved – just like with other payment methods, the merchant receives the full amount upfront.

Who should definitely offer Pay Later options?

Offering Pay Later solutions is especially important if you sell:

home electronics;
clothing and fashion items;
furniture;
children’s goods;
sports equipment;
car parts.

All Pay Later options are available through a single contract and integration. You can find the service fees in the pricing list.

Available Buy Now, Pay Later methods

MakeCommerce BNPL options in the Baltics.

Estonia
Inbank pay next month	Pay in full on the 25th of the next month	No fees or interest to consumer
Inbank pay in parts	Pay in three equal parts, so called slice	No fees or interest to consumer
Inbank hire purchase	Traditional hire purchase	Fees and interest apply
Liisi 3	Pay in three equal parts, so called slice	No fees or interest to consumer
Liisi hire purchase	Traditional hire purchase	Fees and interest apply
Latvia
Inbank pay in parts	Pay in three equal parts, so called slice	No fees or interest to consumer
Inbank hire purchase	Traditional hire purchase	Fees and interest apply
Lithuania
Moki 3	Pay in three equal parts, so called slice	No fees or interest to consumer
Mokilizingas	Traditional hire purchase	Fees and interest apply