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Test environment

The Test Environment is a safe sandbox where you can explore and learn how our systems function without worrying about messing up your real account at MakeCommerce / Maksekeskus.

Some notes:

  • We use banklink emulators and test-cards here. There is no real money involved, so no worries. You can explore the whole process.
  • To test credit card dialog use one of the test cards below
  • The test version of the Merchant Portal has greenish header – to visually distinguish it from the real one
  • Payout processes are disabled in the test. Thus the balance of a Shop in Test Portal is always growing
  • Invoicing process is disabled, there are no invoices displayed in test environment
  • The identifiers and API keys are different in the Test and Live environments – so please be careful and do not mix them up

Test shops

For testing payments you can use the test-shop listed below (test environment):

  • Test shop: maksekeskus.ee/test 1234567890 – banklinks and card payments enabled
    • Shop id = f7741ab2-7445-45f9-9af4-0d0408ef1e4c
    • API secret key = pfOsGD9oPaFEILwqFLHEHkPf7vZz4j3t36nAcufP1abqT9l99koyuC1IWAOcBeqt
    • API publishablekey  = zPA6jCTIvGKYqrXxlgkXLzv3F82Mjv2E

If you would like to use a personal test account and get access to our Merchant Portal, please contact support@maksekeskus.ee

 

Test accounts and credentials

For most of the banklinks available in the emulator there is no authentication needed (login dialogs are skipped).

Testing PIS-payments

At the moment, testing PIS-payments is not yet as reliable as testing banklink payments. For now, testing can be done with the following Baltic and Finnish banks:

Test accounts and credentials

Swedbank

(Baltics)
  • Select PIN Calculator
    • User ID: 123456
    • Password from PIN-calculator: 123456
  • Select any customer
  • Submit
  • Wait to finish

COOP

(Estonia)

 User 1: Username: obcoop1,
Password: obcoop1

User 2: Username: obcoop2
Password: obcoop2

LKU

(Lithuania)

 User 004868:
First account LT405013300010031000 will return Debtor account blocked
Second account LT585013300031011000 → Insufficient funds
Third account LT575013300032001000 → success (ACSC)
User 422159:
First account LT705010200010002000 will return success (ACSC)
Second account LT925010200032001010 → success (ACSC)

S-Pankki

(Finland)

 Username: customera
Password: 12345678

Oma Säästöpankki, POP Pankki, Säästöpankki

(Finland)

 Credentials are not needed, you just select account.

Testing credit card payments

There is a set of test cards you can use in our test environment. They do not function elsewhere.

3D Secure test cards:

  • VISA 4505131234000011, expiry date 06/28, CVC 123
  • MasterCard 5191631234000016, expiry date 06/28, CVC 123

To simulate decline you should use same test cards with amount 99.99 EUR. All card payments with such amount will fail.