Bank payments

The most affordable way to accept payments in your online shop. The payment method preferred by nearly 80% of e-shoppers.

All Baltic and Finnish banks

Bank payments is the most popular payment method in the Baltics and Finland, preferred by 75-80% of e-shoppers. MakeCommerce merchants can accept payments from all major banks in Estonia, Latvia, Lithuania and Finland. Additionally, N26 and Revolut customers can also pay by bank payment.

No monthly fees and minimum bills

Generally there are no fixed charges for accepting bank payments. Transaction fees are only charged for successful transactions. This makes accepting bank payments an ideal solution for e-business start-ups as well as for experienced merchants.

Flexible pricing

Compared to older bank links, transactions with the payment initiation service have a lower transaction fee. Furthermore, if the monthly transaction volume exceeds €5,000, we will make a special offer with even more favourable conditions.

Bank link as a backup

By default, the payment initiation service is used to receive payments. In the background, however, there is a traditional bank link, which will be activated unnoticed by the merchant and the e-commerce customer in the event of temporary technical disruptions to the bank’s payment initiation service. This will ensure that payments continue to work even if the payments with competing providers are disrupted. Read more about the unique advantages with risk mitigation.